Money Conversations Start at Home
Learning to manage household finances shouldn't feel overwhelming. We help families build practical budgeting skills through real scenarios and proven frameworks that work for everyday Australian households.
Explore Our Programs
Why Most Budget Plans Fail
Spreadsheets and apps are everywhere, but they don't teach you how to handle unexpected expenses or negotiate priorities between family members.
Income Variability
Irregular hours, casual work, and seasonal changes mean many families can't follow static monthly budgets. You need flexibility built into your system.
Hidden Spending
Subscriptions, school fees, car registration – the costs that arrive quarterly or annually wreck plans that only look at weekly expenses.
Emotional Decisions
Money triggers guilt, shame, and conflict. Without addressing these feelings, even perfect spreadsheets won't stop arguments or impulse purchases.
Our Programs Run Through Real Situations
- We use case studies from actual families – not idealized scenarios where everyone earns regular wages
- You'll work through challenges like managing debt while saving, or handling different money values between partners
- Sessions include role-play for tough conversations about spending priorities and financial goals
- Follow-up support continues after workshops, because changing habits takes time
September 2025 Program Structure
Our next comprehensive program launches in September 2025. Here's how the twelve weeks break down.
Weeks 1-3: Current State Assessment
Track actual spending without judgment. Most people discover they're spending more on categories they'd never have guessed. This reality check becomes your baseline.
Weeks 4-6: Building Your System
Design a budget framework that matches your income pattern and family dynamics. We'll address irregular income, dual accounts, and how to plan for annual costs.
Weeks 7-9: Debt and Savings Balance
Learn strategies for paying down debt while still building emergency funds. We tackle the psychology of debt and how to stay motivated during slow progress.
Weeks 10-12: Communication and Long-term Planning
Practice difficult conversations about money with your partner or teenagers. Set realistic goals for the next year and establish quarterly review habits.
What Participants Are Saying
Lauren Chen
Completed November 2024 cohortThe program didn't give me magic answers, but it taught me how to stop avoiding the numbers. I finally feel like I understand where our money actually goes each month.
Rebecca Walsh
Attended February 2025 workshopsWhat helped most was learning we're not alone in struggling with this. The facilitators were honest about their own mistakes, which made the whole thing feel more approachable.
Get Started With Free Resources
Before committing to a full program, explore our library of practical tools and guides. These materials give you a taste of our approach and might be enough to get you moving in the right direction.
Budget Templates
Downloadable spreadsheets designed for variable income and irregular expenses
Conversation Scripts
Word-for-word examples for discussing money with partners or teenage children
Debt Calculators
Compare repayment strategies and see the real impact of different approaches
Weekly Tips
Short practical advice sent via email, focused on one specific challenge at a time
